About this position
Role and Responsivities:
- Review and prepare loan packages to make sure file are complete and organized
- Perform in-depth financial analysis
- Make recommendation regarding credit decisions, risk ratings, loan pricing and credit structure to team manager and lender(s) in line with company guidelines
- Prepare and collect loan documents for closing and ensure all documents are complete
- Aid in review and maintenance of existing loan portfolio
- Collect financials from clients and analyze the data to meet financial reporting and covenant requirements.
- Work with lenders to prepare concept memo and/or business proposal packages for prospective accounts.
- Develop familiarity with all lending policies and procedures of the bank
- Manage small loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.
- Participate in community and professional organizations and events
- Responsible for developing new business with assigned annual goals