About this position
EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS
Summary Description
The individual will train within carious areas of the Commercial and Credit Administration departments to obtain the knowledge and skills to prepare for the transition into a lending or credit role for the Company. The actual time spent within each area will depend on the individual’s knowledge and skill level.
Essential Functions
· Learns line and staff functions, operations, management viewpoints, and company policies and practices
· Works with each area manager to set performance goals and objectives for time spent in the area
· Performs financial analysis on commercial loans
· Trains within the Commercial Loan Documentation Department to acquire knowledge regarding Deeds of Trust, Security Agreements, lien positions, etc.
· Works with Credit Administration to obtain knowledge regarding loan structuring, UCA cash flow, EBITDA, cash flow, personal cash flow and other analytical skills
· Accompanies loan officers on customer calls to obtain knowledge pertaining to sales
· Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions
Position Requirements
· Bachelor’s Degree in Business or MBA, with classes in accounting and finance, minimum grade point average of 3.0
· Demonstrated knowledge of accounting principles required
· Ability to work in the Staunton, VA area and travel to other City locations
· Willingness to relocate within city's footprint preferred
· Work is generally performed indoors in environmentally controlled conditions
· Typically, the employee may sit to perform the work. However, there may be some standing, walking, bending and carrying of light items in the course of the work
Critical Skills / Expertise
· Ability to work independently and manage multiple projects simultaneously
· Excellent written and verbal communication skills
· Proficiency in Excel, Word and PowerPoint
· Ability to interact effectively with a wide range of staff throughout the company
· Possess skills required to move in a sales position