BSA Senior Analyst

Date posted: November 17, 2025

Pay: From $66,000.00 per year

Job description:

Our goal is to hire and retain talented people with engaging personalities and exceptional work ethics. We believe in recognizing and rewarding employees who consistently perform at a high level.

We offer competitive salaries based upon experience and a comprehensive benefits package upon satisfying eligibility conditions, including health and dental insurance, life insurance, short term and long term disability, and the Bank's 401k Plan.

Position Summary:

The BSA Senior Analyst is responsible for supporting and ensuring First Bank's adherence to all Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) laws and regulations. This position involves independently conducting complex investigations, performing enhanced due diligence (EDD) reviews for high-risk clients, and preparing detailed Suspicious Activity Reports (SARs) for management review and filing. The BSA Senior Analyst acts as a subject matter expert for internal staff, contributing to a strong control environment and supporting the bank's efforts to mitigate financial crime risks.

Duties & Responsibilities:

• Assist in all aspects of monitoring activities relating to the Bank Secrecy Act, Anti- Money Laundering and OFAC compliance.

• Conduct in-depth research and analysis of system-generated alerts and cases related to potential suspicious activity, including but not limited to wire and ACH transfers, cash structuring, and unusual transactional patterns.

• Manage a caseload of potential suspicious activity from the BSA/AML monitoring system, documenting all research and analysis performed for future examinations.

• Analyze transactional data to identify irregular activity, leveraging an understanding of historical client behavior and regulatory definitions of suspicious activity.

• Assist in reviewing new accounts to ensure all information is in the system and accurate.

• Prepare clear, concise, and well-written case narratives and initial Suspicious Activity Report (SAR) recommendations.

• Conduct OFAC reviews, escalate potential matches, and maintain all necessary documentation.

• Assess and recommend changes to customer risk ratings based on customer industry code, account activity and gathered information.

• Correspond with business lines and branch personnel to clarify account activities, obtain supporting documentation, and provide guidance on due diligence requirements.

• Utilize BSA software and other reports to detect suspicious activities.

• Participate in projects and initiatives aimed at improving efficiency and strengthening control environments within the BSA department.

Qualifications:

• Strong analytical and organizational skills to define problems and propose solutions.

• Proficiency in Microsoft Office Suite (Word, Excel, Outlook) and experience with BSA/AML monitoring systems/case management software.

• Working knowledge of the Bank Secrecy Act, USA PATRIOT Act, OFAC regulations, Customer Due Diligence (CDD), and Know Your Customer (KYC) principles.

• Effective oral and written communication skills.

• Strong problem-solving, negotiation & follow-up skills.

• Bachelor's degree is preferred, combined with 2-3 years related work experience.

• ACAMS certification preferred.

First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ+ can apply to our company for employment opportunities.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Work Location: In person